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Personal Finance Ledger

Track your income and expenses effortlessly. Your financial overview at a glance. Data is stored locally on your device for ultimate privacy.

Important: Your ledger data is stored locally in your browser. It will be saved but will be deleted if you clear your browser's history. We recommend exporting your data regularly as a backup.

Date
Description
Category
Account
Debit ($)
Credit ($)
Actions
About the Personal Finance Ledger

What is this tool?

The Personal Finance Ledger is a simple, free, and privacy-focused online tool designed to help you track your daily financial transactions. It's also known as a Personal Account Book, Household Budget Planner, Expense Tracker App, Income and Expense Log, Financial Record Keeper, Money Management Tool, Budgeting Software, Digital Ledger, or Financial Organizer. It provides a clear overview of your income and expenses, allowing you to better understand your spending habits and manage your money effectively. For users searching in other languages, the app is known as Libro de contabilidad personal, Registro financiero, or Gestor de finanzas personales in Spanish. In German, it might be called Persönliches Finanzbuch or Haushaltsbuch. Finally, Portuguese speakers might search for it as Livro de contas pessoal, Livro-caixa, or Gerenciador de despesas.

How does it work?

This ledger operates entirely within your web browser, utilizing local storage to save your financial data. This means your information is stored directly on your device and is never sent to external servers, ensuring your privacy. You can easily add new transactions, assign them to categories and accounts, and input debit (expense) or credit (income) amounts. The ledger allows you to sort your transactions by various criteria and displays running totals for your debits and credits. You can also export your data as a JSON file for backup and import it back later.

Key Features:

  • Local Data Storage: All your financial transactions are saved securely in your browser's local storage, ensuring privacy and allowing offline access. Your data stays on your device.
  • Detailed Tracking: Record transactions with date, description, category, account, and specific debit/credit amounts.
  • Categorization & Accounts: Use pre-defined dropdowns for common categories (e.g., Housing, Food, Income) and accounts (e.g., Checking, Credit Card) for easy organization.
  • Sorting Options: Sort your ledger entries by date, description, category, account, or amount to analyze your financial flow.
  • Total Sums: Automatically calculates and displays the total sum of all debits and credits, providing a quick financial summary.
  • Import/Export: Backup your ledger data to a JSON file and import it back, safeguarding your information even if browser data is cleared.
  • Theme Toggle: Switch between light and dark themes for a comfortable viewing experience.
  • User-Friendly Interface: A clean and intuitive design makes managing your personal finances straightforward and efficient.

Why use this tool?

The Personal Finance Ledger (or Personal Account Book, Household Budget Planner, Expense Tracker, Income and Expense Log, Financial Record Keeper) is an excellent solution for anyone seeking a simple, private, and effective way to manage their money:

  • Budgeting Insights: Gain a clear picture of where your money is coming from and where it's going.
  • Expense Tracking: Easily monitor your spending across different categories.
  • Privacy Assurance: Ideal for users who prioritize keeping their financial data on their own device.
  • Financial Awareness: Develop better financial habits by regularly reviewing your transactions.
It's a versatile and free Money Management Tool to help you take control of your personal finances.

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Important: If you delete your browser's history, your entries will be deleted! We recommend saving your entries to a file, as a backup. You can then import them back later. Use the import/export buttons shown at the end of this app.